Proverbs 27:13
New International Version
Take the garment of one who puts up security for a stranger; hold it in pledge if it is done for an outsider.

New Living Translation
Get security from someone who guarantees a stranger’s debt. Get a deposit if he does it for foreigners.

English Standard Version
Take a man’s garment when he has put up security for a stranger, and hold it in pledge when he puts up security for an adulteress.

Berean Standard Bible
Take the garment of him who posts security for a stranger; get collateral if it is for a foreigner.

King James Bible
Take his garment that is surety for a stranger, and take a pledge of him for a strange woman.

New King James Version
Take the garment of him who is surety for a stranger, And hold it in pledge when he is surety for a seductress.

New American Standard Bible
Take his garment when he becomes a guarantor for a stranger; And for a foreign woman seize a pledge from him.

NASB 1995
Take his garment when he becomes surety for a stranger; And for an adulterous woman hold him in pledge.

NASB 1977
Take his garment when he becomes surety for a stranger; And for an adulterous woman hold him in pledge.

Legacy Standard Bible
Take his garment when he becomes a guarantor for a stranger; And for a foreign woman seize it as a pledge.

Amplified Bible
[The judge tells the creditor,] “Take the garment of one who is surety (guarantees a loan) for a stranger; And hold him in pledge when he is surety for an immoral woman [for it is unlikely the debt will be repaid].”

Christian Standard Bible
Take his garment, for he has put up security for a stranger; get collateral if it is for foreigners.

Holman Christian Standard Bible
Take his garment, for he has put up security for a stranger; get collateral if it is for foreigners.

American Standard Version
Take his garment that is surety for a stranger; And hold him in pledge that is surety for a foreign woman.

Contemporary English Version
You deserve to lose your coat if you loan it to someone to guarantee payment for the debt of a stranger.

English Revised Version
Take his garment that is surety for a stranger; and hold him in pledge that is surety for a strange woman.

GOD'S WORD® Translation
Hold on to the garment of one who guarantees a stranger's loan, and hold responsible the person who makes a loan in behalf of a foreigner.

Good News Translation
Any people stupid enough to promise to be responsible for a stranger's debts deserve to have their own property held to guarantee payment.

International Standard Version
Take the coat of anyone who puts up security for a stranger; hold it in pledge if he cosigns for an immoral woman.

Majority Standard Bible
Take the garment of him who posts security for a stranger; get collateral if it is for a foreigner.

NET Bible
Take a man's garment when he has given security for a stranger, and when he gives surety for a stranger, hold him in pledge.

New Heart English Bible
Take his garment when he puts up collateral for a stranger. Hold it for a wayward woman.

Webster's Bible Translation
Take his garment that is surety for a stranger, and take a pledge of him for a strange woman.

World English Bible
Take his garment when he puts up collateral for a stranger. Hold it for a wayward woman!
Literal Translations
Literal Standard Version
Take his garment when a stranger has been guarantor, "" And pledge it for a strange woman.

Young's Literal Translation
Take his garment, when a stranger hath been surety, And for a strange woman pledge it.

Smith's Literal Translation
Take his garment pledging a stranger, and bind him by a pledge for a strange woman.
Catholic Translations
Douay-Rheims Bible
Take away his garment that hath been surety for a stranger: and take from him a pledge for strangers.

Catholic Public Domain Version
Take away the garment of him who has vouched for an outsider. And take a pledge from him on behalf of foreigners.

New American Bible
Take the garment of the one who became surety for a stranger; if for a foreign woman, exact the pledge!

New Revised Standard Version
Take the garment of one who has given surety for a stranger; seize the pledge given as surety for foreigners.
Translations from Aramaic
Lamsa Bible
He who is surety for a stranger, his cloak will be taken away from him and held in pledge for the stranger.

Peshitta Holy Bible Translated
The cloak of him who is security for a stranger is taken, and for the person of a stranger he pledges it.
OT Translations
JPS Tanakh 1917
Take his garment that is surety for a stranger; And hold him in pledge that is surety for an alien woman.

Brenton Septuagint Translation
Take away the man's garment, (for a scorner has passed by) whoever lays waste another's goods.

Additional Translations ...
Audio Bible



Context
Do not Boast about Tomorrow
12The prudent see danger and take cover; but the simple keep going and pay the penalty. 13Take the garment of him who posts security for a stranger; get collateral if it is for a foreigner. 14If one blesses his neighbor with a loud voice early in the morning, it will be counted to him as a curse.…

Cross References
Proverbs 20:16
Take the garment of the one who posts security for a stranger; get collateral if it is for a foreigner.

Exodus 22:26-27
If you take your neighbor’s cloak as collateral, return it to him by sunset, / because his cloak is the only covering he has for his body. What else will he sleep in? And if he cries out to Me, I will hear, for I am compassionate.

Matthew 5:42
Give to the one who asks you, and do not turn away from the one who wants to borrow from you.

Luke 6:34-35
And if you lend to those from whom you expect repayment, what credit is that to you? Even sinners lend to sinners, expecting to be repaid in full. / But love your enemies, do good to them, and lend to them, expecting nothing in return. Then your reward will be great, and you will be sons of the Most High; for He is kind to the ungrateful and wicked.

Proverbs 6:1-5
My son, if you have put up security for your neighbor, if you have struck hands in pledge with a stranger, / if you have been trapped by the words of your lips, ensnared by the words of your mouth, / then do this, my son, to free yourself, for you have fallen into your neighbor’s hands: Go, humble yourself, and press your plea with your neighbor. ...

Deuteronomy 24:10-13
When you lend anything to your neighbor, do not enter his house to collect security. / You are to stand outside while the man to whom you are lending brings the security out to you. / If he is a poor man, you must not go to sleep with the security in your possession; ...

2 Thessalonians 3:10-12
For even while we were with you, we gave you this command: “If anyone is unwilling to work, he shall not eat.” / For we hear that some of you are leading undisciplined lives, accomplishing nothing, but being busybodies. / We command and urge such people by our Lord Jesus Christ to begin working quietly to earn their own living.

Proverbs 11:15
He who puts up security for a stranger will surely suffer, but the one who hates indebtedness is secure.

Matthew 25:14-30
For it is just like a man going on a journey, who called his servants and entrusted them with his possessions. / To one he gave five talents, to another two talents, and to another one talent—each according to his own ability. And he went on his journey. / The servant who had received the five talents went at once and put them to work and gained five more. ...

Luke 16:10-12
Whoever is faithful with very little will also be faithful with much, and whoever is dishonest with very little will also be dishonest with much. / So if you have not been faithful with worldly wealth, who will entrust you with true riches? / And if you have not been faithful with the belongings of another, who will give you belongings of your own?

Proverbs 22:26-27
Do not be one who gives pledges, who puts up security for debts. / If you have nothing with which to pay, why should your bed be taken from under you?

Romans 13:8
Be indebted to no one, except to one another in love. For he who loves his neighbor has fulfilled the law.

1 Timothy 6:9-10
Those who want to be rich, however, fall into temptation and become ensnared by many foolish and harmful desires that plunge them into ruin and destruction. / For the love of money is the root of all kinds of evil. By craving it, some have wandered away from the faith and pierced themselves with many sorrows.

James 2:15-16
Suppose a brother or sister is without clothes and daily food. / If one of you tells him, “Go in peace; stay warm and well fed,” but does not provide for his physical needs, what good is that?

Proverbs 17:18
A man lacking judgment strikes hands in pledge and puts up security for his neighbor.


Treasury of Scripture

Take his garment that is surety for a stranger, and take a pledge of him for a strange woman.

Proverbs 6:1-4
My son, if thou be surety for thy friend, if thou hast stricken thy hand with a stranger, …

Proverbs 20:16
Take his garment that is surety for a stranger: and take a pledge of him for a strange woman.

Proverbs 22:26,27
Be not thou one of them that strike hands, or of them that are sureties for debts…

Jump to Previous
Adulterous Alien Clothing Collateral Foreign Foreigners Garment Gives Hold Makes Pledge Puts Responsible Security Strange Stranger Surety Undertaking Wayward
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Adulterous Alien Clothing Collateral Foreign Foreigners Garment Gives Hold Makes Pledge Puts Responsible Security Strange Stranger Surety Undertaking Wayward
Proverbs 27
1. observations of self love
5. of true love
11. of care to avoid offenses
23. and of the household care














Take the garment of him who posts security for a stranger;
This phrase advises caution in financial dealings, particularly in the context of ancient Israelite society where garments were often used as collateral for loans. The act of taking a garment signifies a tangible assurance or security for a debt. In biblical times, a person's outer garment was not only a piece of clothing but also a valuable possession, often used as a pledge (Exodus 22:26-27). The wisdom here is to protect oneself from potential loss when someone guarantees a loan for a stranger, highlighting the importance of prudence and responsibility in financial matters. This reflects the broader biblical principle of stewardship and the need to be wise with resources (Proverbs 22:3).

get collateral if it is for a foreigner.
The mention of a "foreigner" underscores the increased risk associated with lending to someone outside one's community. In ancient Israel, foreigners were often not bound by the same social and legal obligations as Israelites, making the recovery of debts more challenging. This part of the proverb emphasizes the necessity of securing collateral to mitigate risk. The cultural context here is significant, as it reflects the societal norms and legal practices of the time, where community ties and mutual accountability were crucial. This advice aligns with the broader biblical theme of exercising discernment and caution in interactions with those who may not share the same values or commitments (Deuteronomy 15:3).

Persons / Places / Events
1. The Guarantor
This is the person who offers security or a pledge for another's debt. In ancient times, this often involved offering one's garment as collateral.

2. The Stranger
This refers to someone outside the immediate community or family, often implying a lack of trust or knowledge about the person's character.

3. The Wayward Woman
This term can refer to someone who is unfaithful or unreliable, often used in Proverbs to symbolize folly or moral danger.

4. The Act of Taking Collateral
This is a practical action advised to protect oneself from potential loss due to another's unreliability.

5. Ancient Israelite Society
The cultural and legal context in which these financial transactions and social norms were practiced.
Teaching Points
Wisdom in Financial Dealings
The verse teaches the importance of being prudent and cautious in financial matters, especially when dealing with those who are not well-known or trustworthy.

Understanding Collateral
Taking collateral is a practical step to protect oneself from potential loss. It reflects a broader biblical principle of stewardship and responsibility.

Discernment in Relationships
The mention of a "wayward woman" serves as a metaphor for the need to discern character and intentions in relationships, whether personal or financial.

Avoiding Unnecessary Risk
The proverb advises against taking on unnecessary risk, especially when it involves others who may not have a vested interest in your well-being.

Moral and Ethical Responsibility
While the verse advises taking collateral, it also implies a moral responsibility to act justly and fairly in all dealings.(13) Take a pledge of him for a strange woman.--See above on Proverbs 20:16; and for "strange woman" comp. note on Proverbs 2:16.

Verse 13. - A repetition of Proverbs 20:16. The LXX., which omits this passage in its proper place, here translates, "Take away his garment, for a scorner passed by, whoever lays waste another's goods."

Parallel Commentaries ...


Hebrew
Take
קַח־ (qaḥ-)
Verb - Qal - Imperative - masculine singular
Strong's 3947: To take

the garment
בִּ֭גְדוֹ (biḡ·ḏōw)
Noun - masculine singular construct | third person masculine singular
Strong's 899: A covering, clothing, treachery, pillage

of him who
כִּי־ (kî-)
Conjunction
Strong's 3588: A relative conjunction

posts security
עָ֣רַב (‘ā·raḇ)
Verb - Qal - Perfect - third person masculine singular
Strong's 6148: To braid, intermix, technically, to traffic, give to be security

for a stranger;
זָ֑ר (zār)
Adjective - masculine singular
Strong's 2114: To turn aside, to be a, foreigner, strange, profane, to commit adultery

get collateral
חַבְלֵֽהוּ׃ (ḥaḇ·lê·hū)
Verb - Qal - Imperative - masculine singular | third person masculine singular
Strong's 2254: To wind tightly, to bind, a pledge, to pervert, destroy, to writhe in pain

if it is for
וּבְעַ֖ד (ū·ḇə·‘aḏ)
Conjunctive waw | Preposition
Strong's 1157: In up to, over against, at, beside, among, behind, for

a wayward woman.
נָכְרִיָּ֣ה (nā·ḵə·rî·yāh)
Adjective - feminine singular
Strong's 5237: Foreign, alien


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OT Poetry: Proverbs 27:13 Take his garment when he puts up (Prov. Pro Pr)
Proverbs 27:12
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