Proverbs 11:15
New International Version
Whoever puts up security for a stranger will surely suffer, but whoever refuses to shake hands in pledge is safe.

New Living Translation
There’s danger in putting up security for a stranger’s debt; it’s safer not to guarantee another person’s debt.

English Standard Version
Whoever puts up security for a stranger will surely suffer harm, but he who hates striking hands in pledge is secure.

Berean Standard Bible
He who puts up security for a stranger will surely suffer, but the one who hates indebtedness is secure.

King James Bible
He that is surety for a stranger shall smart for it: and he that hateth suretiship is sure.

New King James Version
He who is surety for a stranger will suffer, But one who hates being surety is secure.

New American Standard Bible
One who is a guarantor for a stranger will certainly suffer for it, But one who hates being a guarantor is secure.

NASB 1995
He who is guarantor for a stranger will surely suffer for it, But he who hates being a guarantor is secure.

NASB 1977
He who is surety for a stranger will surely suffer for it, But he who hates going surety is safe.

Legacy Standard Bible
If one becomes a guarantor for a stranger, he will surely suffer, But he who hates striking hands in pledge is secure.

Amplified Bible
He who puts up security and guarantees a debt for an outsider will surely suffer [for his foolishness], But he who hates (declines) being a guarantor is secure [from its penalties].

Christian Standard Bible
If someone puts up security for a stranger, he will suffer for it, but the one who hates such agreements is protected.

Holman Christian Standard Bible
If someone puts up security for a stranger, he will suffer for it, but the one who hates such agreements is protected.

American Standard Version
He that is surety for a stranger shall smart for it; But he that hateth suretyship is secure.

Contemporary English Version
It's a dangerous thing to guarantee payment for someone's debts. Don't do it!

English Revised Version
He that is surety for a stranger shall smart for it: but he that hateth suretiship is sure.

GOD'S WORD® Translation
Whoever guarantees a stranger's loan will get into trouble, but whoever hates the closing of a deal remains secure.

Good News Translation
If you promise to pay a stranger's debt, you will regret it. You are better off if you don't get involved.

International Standard Version
Securing a loan for a stranger will bring suffering, but by refusing to do so, one remains safe.

Majority Standard Bible
He who puts up security for a stranger will surely suffer, but the one who hates indebtedness is secure.

NET Bible
The one who puts up security for a stranger will surely have trouble, but whoever avoids shaking hands will be secure.

New Heart English Bible
He who is collateral for a stranger will suffer for it, but he who refuses pledges of collateral is secure.

Webster's Bible Translation
He that is surety for a stranger shall smart for it: and he that hateth suretiship is sure.

World English Bible
He who is collateral for a stranger will suffer for it, but he who refuses pledges of collateral is secure.
Literal Translations
Literal Standard Version
An evil [one] suffers when he has been guarantor [for] a stranger, "" And whoever hates striking hands [in agreement] is confident.

Young's Literal Translation
Evil one suffereth when he hath been surety for a stranger, And whoso is hating suretyship is confident.

Smith's Literal Translation
The evil one shall become evil, for he became surety for a stranger: and he hating those striking hands being secure.
Catholic Translations
Douay-Rheims Bible
He shall be afflicted with evil, that is surety for a stranger: but he that is aware of the snares, shall be secure.

Catholic Public Domain Version
He will be afflicted with evil, who provides a guarantee for an outsider. But whoever is wary of traps shall be secure.

New American Bible
Harm will come to anyone going surety for another, but whoever hates giving pledges is secure.

New Revised Standard Version
To guarantee loans for a stranger brings trouble, but there is safety in refusing to do so.
Translations from Aramaic
Lamsa Bible
The wicked oppresses the righteous when he meets him, because he hates those who wait and hope.

Peshitta Holy Bible Translated
The evil one does evil when he meets the righteous, because he hates those who await good news.
OT Translations
JPS Tanakh 1917
He that is surety for a stranger shall smart for it; But he that hateth them that strike hands is secure.

Brenton Septuagint Translation
A bad man does harm wherever he meets a just man: and he hates the sound of safety.

Additional Translations ...
Audio Bible



Context
Dishonest Scales
14For lack of guidance, a nation falls, but with many counselors comes deliverance. 15 He who puts up security for a stranger will surely suffer, but the one who hates indebtedness is secure. 16A gracious woman attains honor, but ruthless men gain only wealth.…

Cross References
Proverbs 6:1-5
My son, if you have put up security for your neighbor, if you have struck hands in pledge with a stranger, / if you have been trapped by the words of your lips, ensnared by the words of your mouth, / then do this, my son, to free yourself, for you have fallen into your neighbor’s hands: Go, humble yourself, and press your plea with your neighbor. ...

Proverbs 17:18
A man lacking judgment strikes hands in pledge and puts up security for his neighbor.

Proverbs 22:26-27
Do not be one who gives pledges, who puts up security for debts. / If you have nothing with which to pay, why should your bed be taken from under you?

Proverbs 20:16
Take the garment of the one who posts security for a stranger; get collateral if it is for a foreigner.

Proverbs 27:13
Take the garment of him who posts security for a stranger; get collateral if it is for a foreigner.

Matthew 5:37
Simply let your ‘Yes’ be ‘Yes,’ and your ‘No,’ ‘No.’ Anything more comes from the evil one.

Luke 14:28-30
Which of you, wishing to build a tower, does not first sit down and count the cost to see if he has the resources to complete it? / Otherwise, if he lays the foundation and is unable to finish the work, everyone who sees it will ridicule him, / saying, ‘This man could not finish what he started to build.’

2 Corinthians 6:14-15
Do not be unequally yoked with unbelievers. For what partnership can righteousness have with wickedness? Or what fellowship does light have with darkness? / What harmony is there between Christ and Belial? Or what does a believer have in common with an unbeliever?

1 Timothy 6:9-10
Those who want to be rich, however, fall into temptation and become ensnared by many foolish and harmful desires that plunge them into ruin and destruction. / For the love of money is the root of all kinds of evil. By craving it, some have wandered away from the faith and pierced themselves with many sorrows.

Romans 13:8
Be indebted to no one, except to one another in love. For he who loves his neighbor has fulfilled the law.

James 5:12
Above all, my brothers, do not swear, not by heaven or earth or by any other oath. Simply let your “Yes” be yes, and your “No,” no, so that you will not fall under judgment.

Ecclesiastes 5:2-5
Do not be quick to speak, and do not be hasty in your heart to utter a word before God. For God is in heaven and you are on earth. So let your words be few. / As a dream comes through many cares, so the speech of a fool comes with many words. / When you make a vow to God, do not delay in fulfilling it, because He takes no pleasure in fools. Fulfill your vow. ...

Psalm 37:21
The wicked borrow and do not repay, but the righteous are gracious and giving.

Nehemiah 5:3-5
Others were saying, “We are mortgaging our fields, our vineyards, and our homes to get grain during the famine.” / Still others were saying, “We have borrowed money to pay the king’s tax on our fields and vineyards. / We and our children are just like our countrymen and their children, yet we are subjecting our sons and daughters to slavery. Some of our daughters are already enslaved, but we are powerless to redeem them because our fields and vineyards belong to others.”

Exodus 22:25-27
If you lend money to one of My people among you who is poor, you must not act as a creditor to him; you are not to charge him interest. / If you take your neighbor’s cloak as collateral, return it to him by sunset, / because his cloak is the only covering he has for his body. What else will he sleep in? And if he cries out to Me, I will hear, for I am compassionate.


Treasury of Scripture

He that is surety for a stranger shall smart for it: and he that hates indebtedness is sure.

that is surety

Proverbs 6:1-5
My son, if thou be surety for thy friend, if thou hast stricken thy hand with a stranger, …

Proverbs 17:18
A man void of understanding striketh hands, and becometh surety in the presence of his friend.

Proverbs 20:16
Take his garment that is surety for a stranger: and take a pledge of him for a strange woman.

Jump to Previous
Collateral Confident Evil Gives Guarantor Hands Hater Hates Hateth Hating Ill Loss Makes Pledge Pledges Puts Refuses Responsible Safe Secure Security Smart Strange Stranger Strike Suffer Suffereth Sure Surely Surety Undergo Undertakings
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Collateral Confident Evil Gives Guarantor Hands Hater Hates Hateth Hating Ill Loss Makes Pledge Pledges Puts Refuses Responsible Safe Secure Security Smart Strange Stranger Strike Suffer Suffereth Sure Surely Surety Undergo Undertakings
Proverbs 11
1. On Deception














He who puts up security for a stranger will surely suffer
In ancient Israel, putting up security or cosigning a loan for someone, especially a stranger, was a risky financial decision. The cultural context of the time emphasized personal responsibility and the dangers of assuming another's debt. The Hebrew word for "stranger" can imply someone outside one's immediate community or family, highlighting the increased risk. This principle is echoed in other parts of Proverbs (e.g., Proverbs 6:1-5), warning against the folly of becoming financially entangled with those who may not be trustworthy. The biblical narrative often stresses wisdom in financial dealings, reflecting God's desire for His people to live prudently and avoid unnecessary hardship.

but the one who hates indebtedness is secure
The term "hates indebtedness" suggests a strong aversion to financial entanglements that could lead to personal loss or instability. In the biblical context, debt was often seen as a form of bondage (Proverbs 22:7), and avoiding it was considered wise. The security mentioned here is not just financial but also emotional and spiritual, as freedom from debt allows one to live without the stress and potential conflict that financial obligations can bring. This principle aligns with the broader biblical teaching on stewardship and the importance of living within one's means. The idea of security through prudent financial management is a recurring theme in Scripture, encouraging believers to trust in God's provision and wisdom rather than in risky financial ventures.

Persons / Places / Events
1. Solomon
Traditionally considered the author of Proverbs, Solomon was the son of King David and known for his wisdom. His proverbs often provide practical guidance for living a life that honors God.

2. Stranger
In the context of this verse, a stranger refers to someone outside of one's immediate family or community, highlighting the risks involved in financial dealings with those we do not know well.

3. Indebtedness
This term refers to the state of owing money or favors, which in ancient times could lead to severe consequences, including slavery or loss of property.
Teaching Points
Wisdom in Financial Decisions
The verse teaches the importance of exercising wisdom and caution in financial commitments, especially with those we do not know well.

Avoiding Unnecessary Risk
It is prudent to avoid unnecessary financial risks that could lead to personal suffering or loss.

The Value of Security
True security comes from avoiding entanglements that can lead to financial or personal instability.

Trust in God’s Provision
Instead of relying on risky financial ventures, trust in God's provision and seek His guidance in all financial matters.

Community and Accountability
Engage with a community of believers for accountability and counsel in financial decisions, reflecting the biblical principle of seeking wise counsel.(15) He that is surety for a stranger.--Rather, for another, as Proverbs 6:1.

Is sure.--Rather, is in quiet, undisturbed by the anxieties described in Proverbs 6:3-5.

Verse 15. - He that is surety for a stranger; or, for another (see Proverbs 6:1). Shall smart for it. "Evil shall fall on him evilly who is surety." He that hateth suretyship; guaranteed, as the word implies, by the striking of hands in public (Proverbs 17:18). Vulgate, "who is cautious of snares," especially of the insidious dangers that lurk in suretyship. Is sure; is at rest and has nothing to fear. There is no paronomasia in the Hebrew. The play on "suretyship" and "sure" in the Authorized Version is either accidental or was introduced with the idea of giving point to the sentence. The Septuagint translates differently, "A wicked man doeth evil when he mixes with the righteous; he hateth the sound of safety (η΅χον ἀσφαλείας)." This perhaps means that the fraudulent creditor deceives the good man who has stood security for him; and henceforward the good man cannot bear to hear immunity and safety spoken of (see note on Proverbs 20:16).

Parallel Commentaries ...


Hebrew
He who puts up security
עָ֣רַב (‘ā·raḇ)
Verb - Qal - Perfect - third person masculine singular
Strong's 6148: To braid, intermix, technically, to traffic, give to be security

for a stranger
זָ֑ר (zār)
Adjective - masculine singular
Strong's 2114: To turn aside, to be a, foreigner, strange, profane, to commit adultery

will surely suffer,
רַע־ (ra‘-)
Adjective - masculine singular
Strong's 7451: Bad, evil

but the one who hates
וְשֹׂנֵ֖א (wə·śō·nê)
Conjunctive waw | Verb - Qal - Participle - masculine singular
Strong's 8130: To hate

indebtedness
תֹקְעִ֣ים (ṯō·qə·‘îm)
Verb - Qal - Participle - masculine plural
Strong's 8628: To clatter, slap, clang, to drive, to become bondsman

is secure.
בּוֹטֵֽחַ׃ (bō·w·ṭê·aḥ)
Verb - Qal - Participle - masculine singular
Strong's 982: To trust, be confident, sure


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OT Poetry: Proverbs 11:15 He who is collateral for a stranger (Prov. Pro Pr)
Proverbs 11:14
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